Flipping the bird is hardly comparable to waving a million dollars in someone’s face, unless you’re Keith Richards, the Rolling Stones guitarist who insured that pertinent digit for $1.6 million dollars. If you’re a resident of Los Angeles, you’re no stranger to seeing public displays of inaffection, especially road rage. But if you’re ever in a bar fight with a celebrity incognito, be careful where you strike. Some body parts out there cost more than the average house, car, and family combined.
Insurance coverage for most Americans means protecting one’s body, wheels, shelter, and loved ones. When it comes to celebrities, the definition of “loved ones” may mean butt cheeks for Jennifer Lopez, who insures hers for $27 million or vocal chords for Bruce Springsteen, the beloved American icon who British Insurance marketers, Lloyds of London covers at $6 million.
But not everyone in Los Angeles takes out insurance policies for his or her benefit alone. America Ferrera, who you may recognize from her toothy, metal-mouthed grin as Ugly Betty, insured her teeth for $10 million not for her own sake, but for a charity partnership with Smiles for Success. On a more capitalistic, less humanitarian note, Heidi Klum insured her legs at $2.2 million as part of her campaign with Braun’s electronic hair removal product, the SoftPerfection Epilator.
The breakdown isn’t $1.1 million per leg, however. Due to a small scar on one of her legs, the other gets insured for $200,000 more. All because of a little glass she fell on, Klum said. Her exact words when someone inspected her legs for the policy were, “They would look at them and I had one scar here from when I fell on a glass, so this [left leg] isn’t as pricey and this [right] one.” With no disrespect, she may as well have chicken legs when compared to Mariah Carey’s. When chosen as the spokesmodel for Gillete’s “Legs of a Goddess” campaign, the diva unsurprisingly insured her legs at $6 billion!
These policies may be justified and backed by powerful corporations, but who can speak on behalf of Shirley MacLaine, who holds a $25 million policy in case she gets abducted by aliens. At least David Beckham expects something may happen to his body on Earth. His insurance policy covers his entire athletic self at $151 million, in case an injury on the field means he’s put out to pasture.
It’s fun to make fun of celebrities, but the important lesson to learn from their frivolous insurance plans, is that they know what’s worth protecting in case of a freak leg dismemberment or UFO invasion. Every Americans should expect the unexpected and get an insurance plan today. By 2014, Obamacare (Affordable Care Act) will mandate it. Call us at 818.251.5000 or click here for a free online quote!