Looking for work? Live in California? Know anything about Obamacare (Affordable Care Act)? There just may be a job for YOU! Best of all, the exchange, Covered California, has over 21,000 openings and the hourly wage may start at $20 and be as high as $48! Okay, there’s still one better part to it: your job title won’t be something lengthy and lame-sounding like “Customer Service Representative”. Instead you’ll be known as the“Navigator”! Sounds sort of like you’re a pioneer, doesn’t it? But rather than chart dangerous waters or explore the vastness of space, you’ll be “navigating” others toward affordable, quality healthcare. Still want the job?
The Department of Health and Human Services (HHS) outlined regulations for Navigators today, 24 hours after announcing they would postpone another key aspect of Obamacare, SHOP. What better way to deter the public from bad news by immediately exciting them with good news: $48/hr hiring positions, anyone? Come one, come 21,000!
According to HHS, Exchanges will train Navigators for 2-3 days on the complexities of over 3000 pages of Obamacare in order to answer questions from confused consumers who want affordable, quality healthcare. Note: Everyone must buy health insurance by 2014 or receive a fine, so many of us will be dealing with Navigators next year. No one’s sure if Navigators will be wandering the streets of Los Angeles like bums or Greenpeace canvassers, but these details will be released soon enough.
What the HHS has mentioned is Navigators will work on behalf of each state’s Exchange but not the government itself. The Exchange is each state’s operational health insurance market, which insurance companies will provide with affordable, quality plans for each consumer to choose from, based off of a metal tier: Platinum, Gold, Silver, and Bronze. Each tier represents the quality and cost. You can guess which plan is best.
Navigators cannot sway your decision to sign up for one insurance plan over another. Likewise, they cannot tell you if you qualify for subsidies (tax credits) to help pay for health insurance next year. They will simply act as guides or line cooks of information – not entirely understanding what they’re talking about, but just enough to regurgitate information they learned over a 72 hour training course.
Navigators are to Obamacare what outsourced Customer Service Representatives are to major companies. If you want someone to “fake it till they make it” explain by reading a script, find a Navigator. Want someone with expertise, experience, and motivation to simplify complex healthcare plans? Ask an insurance broker. Like us!
Call 818.251.5000 or click here for a free, easy quote!